NIK ABDULLAH, N. H.; WEI LING, T. The Emergence of Fintech on Cost Management in Malaysian Financial Institutions. Indonesian Journal of Economics, Social, and Humanities, [S. l.], v. 5, n. 3, p. 244–252, 2023. DOI: 10.31258/ijesh.5.3.244-252. Disponível em: https://ijesh.unri.ac.id/index.php/ijesh/article/view/293. Acesso em: 21 sep. 2026.